Cash Converters Ashfield

Australia's favourite place to buy & sell second hand goods, personal loans or pawnbroking. Apply for a fast & flexible cash loan up to $5, 000 today or shop our wide range of second hand goods.

Loan agency, pawn shop, gold dealer, jewelry store

Ashfield’s favourite Australian retailer for second hand goods, personal loans, and pawnbroking.
We sell a wide range of quality second-hand goods, including laptops, jewellery and power tools - most come with a Cashies 90-day warranty.
We help with getting extra cash and buy unwanted items of value to sell or pawn in exchange for cash on the spot.
We also offer personal loan options including Cash Advances, small loans, and medium loans*.
*Australian Credit Licence 391415 & 391436. Some Franchise stores may hold their own Australian Credit Licence for some products. Subject to eligibility and lending criteria being met and your personal circumstances being assessed. SHDL 2026, 2031 & PBL 2025, 2030. See our website for T&C's and TMD.

Service options:
- In-store pick-up
- In-store shopping

Payments:
- Credit cards
- NFC mobile payments

Our incur a 20% establishment fee and a 4% monthly fee, based on the amount borrowed. For example, a small loan of $1, 000 over 9 months has fees and charges totalling $560 (1 x $200 + 9 x $40), resulting in a total repayment of $1, 560. The minimum loan term is 2 months and a maximum of 12 months.
Our incur a $400 establishment fee and interest at 48% per annum. For example, a medium loan of $3, 000 repaid by monthly payments over 1 year would equate to a total amount payable of $4, 348 (including a $400 establishment fee). The minimum loan term is 4 months and a maximum of 24 months.
Our does not incur an establishment fee and interest is at 48% per annum. For example, a line of credit of $4, 000 repaid by monthly payments over 3 years would equate to a total amount payable of $7, 616. The maximum repayment term for a credit limit of up to $2, 000 is 18 months; and the maximum repayment term for a credit limit over $2, 000 is 36 months. This example has been calculated on a specified credit limit with the assumption that the debtor has drawn down the maximum amount of credit as agreed to under a contract.
Our loans are repayable in weekly, fortnightly or monthly instalments. Loans can be settled early with no penalty and fees will only be charged whilst there is an outstanding balance on the loan, hence early settlement will reduce the amount payable on the loan. Loans are subject to assessment criteria and suitability. An APR (Annual Percentage Rate) does not apply to our. The maximum APR on our is 144. 02% and the maximum APR on our is 48%. These calculations do not account for potential additional fees and charges, such as default charges, which may be incurred.
*Deposit into bank account up to a maximum of $4, 600, due to the establishment fee being financed on $5, 000 loan.